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Chase is a terrible, terrible bank.

Wife is 2/24, high income, 850+ Experian, 1% utilization, very clean no issues credit. Chase bank says hey sailors, we’re gunna make our Freedom Unlimited card actually worth something, how does 80k UR sound? Well that sounds pretty damn good, let’s apply for that sucker. Instadenial. Why? 9 hard pulls in 24 months. Huh? Let’s double check that credit report. Oh, most of those pulls are from Chase bank for denied cards. The others? Well, mortgage refinance & auto loan shopping. WTF do you want from us Jamie Dimon? Fix your fucking algo bro. If this isn’t fixed in recon you can blow yourself and the horse you rode in on.